ELDs, the Progressive Smart Haul Program and Saving Money


Progressive & NIS Working Together

Since most interstate trucking companies were required to add electronic logging devices (ELDs) to their trucks, their back-office management have been given an opportunity to better manage their vehicles and drivers when it comes to violations, driving habits, audits, maintenance, and more.

What type of data do ELDs gather?

ELDs gather vehicle engine data, such as odometer, engine faults, and critical events data from harsh braking, hard turning, hard acceleration, or quick de-acceleration events.

Through a collaboration with ELD vendors, the Progressive Smart Haul commercial truck insurance program collects the same data gathered as part of the Federal Motor Carrier Safety Administration’s (FMCSA) ELD mandate.

“Smart Haul offers qualifying truckers a minimum savings of 3% on their initial commercial auto policy period for signing up and sharing their ELD driving data,” Progressive says.

This is immediate savings for new trucking companies that qualify.

With the ELD data, Smart Haul can even save up to 18% on commercial trucking insurance premiums.

According to Progressive, companies that use an ELD and sign up for Smart Haul save an average of $1,384 on their commercial auto policy premium for the initial policy term.

The amount is determined by reviewing your recent driving data, which can include information about your vehicle, driving behavior, location, and other diagnostics. Your savings depends on how safe your driving is compared to truckers who do similar work.

Rates can change over time and depend on where, when, and how a user drives, according to their ELD driving data.

Note: It is important to note that there are no negative effects on your insurance costs, regardless of driving.

Need a quote?

Northern Insurance Specialists (NIS) is proud to offer Progressive’s Smart Haul ELD Program. Progressive is the #1 truck insurer and NIS is a top agency performer for Progressive Truck Insurance.

If you are interested in a quote, please call Northern Insurance Specialists at 717.625.0066 or email us at info@northernprotects.com.

If eligible, you can choose to participate in Smart Haul when getting your insurance quote.

Have some extra time?

Expedite the quoting process by filling out a Complete Quote with all of your vehicle and driver information.

Managing your ELD data

Managing ELD data yourself can be confusing and stressful, and requires a much different back-office skill set than managing paper processes.

However, it does not have to be.

Whatever ELD system you have, our partners at Compliance Navigation Specialists can manage it for you so you can start taking advantage of your ELD data.