Fleet Policy Insurance

Fleet Policy Insurance

Who can
we Help

As a Commercial Truck Insurance Provider, we can assist with managing your Fleet Insurance Policy. We have an insurance solution to assist you, no matter what size your fleet is.

We can help no matter what type of fleet you have:

  • Cars
  • Trucks
  • Vans
  • Buses
  • Coaches
  • and more

Fleet Policy Insurance

What and Why?

What is Fleet Policy Insurance?

Fleet insurance covers a fleet of vehicles, which can be registered in the name of a company, a partner or director of the company. This allows one policy to cover your whole business.

Setting up your policy in this way will help you long-term, by saving money and time from renewing multiple policies.

Why do you need Fleet Policy Insurance?

To mitigate any risks surrounding your fleet, it’s important to have fleet insurance.

Fleet insurance allows organizations to protect all of their assets under a single policy. Not only is fleet insurance less expensive than holding individual policies for each vehicle, but fleet insurance also caters to the specific needs of businesses.

When choosing the right coverage for your fleet, think about the risks associated with the types of assets in your fleet. Leverage any fleet data you have available, consider your surroundings and speak with insurance professionals to determine what is best for your fleet.

plan of action

know your Coverage

It is important to keep in mind legal requirements when obtaining trucking insurance. Commercial Truck Insurance is mandatory in all 50 states and failure to obtain coverage could cost you a lot of money in fines or even worse, your license. By law, you must have a minimum of 750,000 in auto liability and cargo coverage (coverage depends on the size of your fleet). 

What will our Commercial Truck Insurance Specialists do?

  • Timely submission of federal and state financial responsibility filings
  • Free risk assessment
  • Federal and State DOT authorities assistance through Compliance Navigation Specialists
  • Safety Reviews / Safety Training

Billing options:

    • Ultimate Coverage – broad proprietary property coverage form including Flood and Earthquake where available
    • Blanket limits with large in-house capacity
    • Crime, Boiler, Inland Marine, and all Property coverages under one policy
    • No separate form needed for computer property, this is included under the Personal Property limit
    • Coverage is included for guest personal property, foundations, underground pipes, flue, and drains, retaining walls that are not a part of the building, bridges, roadways, walks, patios, and other paved services
    • Automatic coverages, including, but not limited to: arson reward, contract penalty clause, excavation, and landscaping, fire sprinklered or burglar alarm upgrade, new construction, and accounts receivable
    • Contamination of Gas and Oil coverage – $50,000
    • Erroneous Delivery coverage – $50,000
    • Terminal Access Card coverage – $50,000
1 K
Auto Liability

Auto Liability, also known as Bodily Injury Physical Damage (BIPD), is required by the FMCSA at a minimum coverage of $750,000 to obtain your MC authority.

1K-200K

Physical Damage

Physical Damage is not required for Commercial Truck Insurance, but we do recommend it. Coverage depends on what you are driving and can range from $1000 to $200K.

1 K
Cargo

Truck Cargo Coverage is required by law, however the amount of coverage depends on what your trucks are hauling. Call one of our Trucking Insurance Specialists for a recommendation on minimum cargo coverage.

01

Request a quote

Before we can get you an estimate, we are going to need some information. Fill out a complete quote or quick quote to get started.

02

Get coverage

After we gather all of your information we will get back to you with a detailed breakdown of your coverage and how much it will cost.

03

Start saving

Our Commercial Truck Insurance experts are constantly working to get you the best rates, whether you are a new or existing client.

Customers Reviews

CASE STUDY

Company A, a 9-truck carrier, approached CNS due to a problem in their operations. Their surplus lines carrier who was charging $190,000 annually for 9 trucks was canceling their liability insurance. The trucking company called CNS to see what could be done.

CNS reviewed carrier’s roadside safety, performance, driver files, loss ratio history, systems, and process. CNS analyzed the company had no losses but high BASIC SMS scores. Upon further investigation there were only two drivers that had bad records.

CNS developed hiring and qualification standards and implemented these standards within the company. The company also engaged CNS to manage their divers through drivers qualifications, monitoring drivers and training drivers.

As shown in the graph, the clients safety scores improved year after year.

As a result of the improved safety scores NIS was able to secure insurance which saved the company $100,000.00 in annual premium. The client has been a loyal CNS and NIS customer for 6 years.

We Are Your Insurance Family

We are always a phone call away.

Our customer service is unmatched and we take pride in the fact that we build lasting relationships with everyone we talk to whether you are a client or not.

Quick Commercial Truck Insurance Quote